Cottage homes are the properties in the middle of Celebration's scale. They are located throughout both the original development as well as the new area called North Village that is currently under construction.

Cottage homes can be built in the Victorian, Colonial Revival, and Coastal styles. Celebration's planners felt that the other styles need large homes to properly incorporate the distinctive features of Mediterranean, French and Classical styles. Garden homes must be the same width as Garden Homes so that their size and expense can not be differentiated from their facades.

Cottage homes cost between 200,000 and 300,000 dollars. This price includes the cost of the land.