The Downtown area centers on the lakefront. It contains retail stores, businesses and apartments, as well as restaurants and the movie theatre. While some of the businesses serve the needs of residents, most seem designed to cater to visitors. For example, while there is a small market, there isn't a grocery store, a dry cleaners, gas station, or drug store, so residents must go out of town to for these services. There are also no churches or cemeteries.

The Downtown is very clean and hospitable. It provides space for a farmers market on weekends as well as concerts and other public events which are held regularly.